Borrow Money App – Top 5 borrow money app no credit check

Many people are looking for the best loan money app with credit check requirements, so they can handle their emergencies well. The lending market is quite diversified with several apps which have different features. To help you to choose the best app to borrow money, we would like to share with you the list of best loan money apps without credit checks in 2021. Borrow Money App – Borrowmoneyapp.Net said: All 5 apps below serve users in the best way, ensuring borrowers don’t wait long.

Borrow Money App

Borrow Money App: Brigit

One of the best borrowing money apps with no credit check here is Brigit which is the best tool for the budget. The lender allows its borrower to take a loan of $250. However, getting a cash advance at Brigit requires you to pay for the app plan. Whereas you can use a free app plan which only assists you to manage your personal finance well by notifying your finances and overdraft. 

Borrow Money App: Brigit

Borrow Money App: Brigit

  • Lending amount: from $50 to $250
  • Fees: $9.99 per month for a paid plan
  • Funding time: on the same business day if your request is before 10 a.m. ET. After this time, you have to wait for the next business day
  • Repayment method: based on your income schedule, the lender will set your next payments. You are allowed to extend your repayment date on the app but it is only applied for those who pay back on time for every two advances.
  • APR charged: basically it is 104.3% in APR.

Borrow Money App: Chime

If you need a good app for borrowing money as well as protecting you from overdraft, Chime is the best choice. Chime is not only the best place for you to borrow money, it is also a great place for other financial activities such as having savings accounts, building up your credit scores and protecting you from bank overdraft.

If you need more protective features from the Chime app, you need to pay for additional fees for SpotMe service which alerts you if your current balance goes up to overdraft. However, $500 is the amount that you need to have to qualify for direct deposit for Chime account as well as SpotMe services.

Borrow Money App: Chime

Borrow Money App: Chime

Borrowing money from the Chime app is one of the best choices if you prefer an option that does not affect your credit score since Chime does not report to the major credit bureaus.

  • The loan amount offered: from $20 to $100 and more.
  • Fees: no fee applied but you give tips instead
  • Funding time: very fast if you set SpotMe service.
  • Repayment method: it is set based on your next payday by direct deposit. You will pay the amount that Chime has spotted you.
  • APR charged: it is basically 104.3% in APR

Borrow Money App No Credit Check: Dave

If you want a small amount of money to handle your expenses until the next paycheck, Dave app is your good choice. The app will help you to keep yourself away from bank overdrafts. Another feature is you can borrow a greater amount of money if you use a Dave spending account. The best feature of Dave App is called “Side Hustle” which helps users to find more ways to earn income.

Borrow Money App No Credit Check: Dave

Borrow Money App No Credit Check: Dave

However, Dave app is one of the most expensive lenders on this list since the APR would be up to 400%. But in general, this app is very good since it limits your borrowing amount, therefore, you can control your debt.

  • Offered amount: from $5 to $200 for users with Dave spending accounts, while is from $5 to $100 for users having no Dave spending accounts.
  • Fees: some fees are charged by Dave App including: monthly subscription fee ($1), faster funding service ($1.99 to $5.99 depending on the loan amount), Optional tip up to 20% of the borrowing amount.
  • Funding time: it will take you some days to receive your fund from Dave App. If you pay for a faster funding time service, you will receive your loan within 8 hours.
  • Repayment method: the app will set your next payday by default and you are unable to change your repayment date.
  • APR charged: basically it is above 400% due to a few fees charged. 

Borrow Money App: Earnin

One of the best borrowing money apps with no credit check we’ve got out there is Earnin. For its features, the app has a tracking feature that tracks your working hours by using a timesheet or location tracking. Another feature of Earnin app is protecting from bank overdraft by notifying your balance whenever it is low, then you can top up to avoid overdraft fees.

Borrow Money App: Earnin

Borrow Money App: Earnin

  • Offered amount: is from $100 to $500
  • Fees charged: there is a fee called overdraft protection fee with $1.50. Earnin app also asks you for an optional tip which is up to $14.
  • Funding time: there will be from 2 or 3 business days to get your money. If you need a faster service, you can pay for  Earnin’s Lightning Speed feature.
  • Repayment method: on the next payday, the app will deduct from your bank account
  • APR charged: basically 104.3% in APR including all fees charged.

Borrow Money App No Credit Check: MoneyLion

MoneyLion is an awesome app which many people use for borrowing money, getting a mobile bank as well as an investment account. The app also has a feature called financial track to help you manage your finance well as well as to help you to build up your credit. So we call MoneyLion the best app offering financial products.

If you are qualified, you can get an amount of $250 if you need a quick fund to handle emergencies. However, if you don’t have an account, the app will charge you fees.

Borrow Money App No Credit Check: MoneyLion

Borrow Money App No Credit Check: MoneyLion

According to MoneyLion, no interest rate and fees will be charged for those who borrow cash advance. Instead, you will be asked to give some tips if you get advance cash from the app.

  • Amount offered: from $25 to $250. It would be a greater amount of money you can take out if you have a MoneyLion account. 
  • Fees: there is no interest or other fee charged. Instead, you are asked to provide voluntary tips. Moreover, if you need faster funding, you have to pay for the services which are $3.99 for those having a MoneyLion account and $4.99 for non-MoneyLion account borrowers.
  • Funding time: typically, it will be from 2 days to 4 days (business day) to get your fund from the app. But if you pay for an instant delivery service, you will receive your fund within 12 hours to 24 hours. 
  • Repayment method: based on your expected next payday, the system will automatically withdraw your repayment from your bank account. In case you don’t have sufficient money to pay off your loan, the app will repeatedly notify you. There will be a penalty if you miss your payment for more than 5 days.
  • APR charged: basically it is more than 300% in APR including other fees and tips.

Above is the list of the best 5 Borrow Money App no credit check. If you are looking for an app that won’t hurt your credit score while you can take out a small amount of money, these apps are your best choice. However, you need to consider all the features of these lending apps carefully before applying for a loan.

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